Terms of Use

Effective date: September 24, 2026

These Terms of Use govern your access to and use of getlano.com (the "Site"), operated by Lano ("Lano," "we," "us," or "our"). By accessing the Site or joining our waitlist, you agree to these terms.

1. Pre-launch status

Lano is not yet available to the public. The Site is provided for informational purposes and waitlist registration only. Joining the waitlist does not guarantee access to Lano's services, create a contract, or constitute a financial commitment of any kind.

2. Illustrative content

All account names, balances, settlement figures, and other financial examples shown on the Site are illustrative only. They do not represent real accounts, real settlement offers, or guarantees of any outcome. Actual settlement amounts vary and are set by debt owners, not by Lano.

3. Not financial or legal advice

Nothing on this Site constitutes financial, legal, credit, or tax advice. The information provided is for general educational purposes only. You should consult a qualified professional before making any financial decision regarding your debt.

4. No guarantee of service

Lano makes no representation that its services will be available in your state or jurisdiction, that you will qualify for financing, or that any particular settlement amount will be available to you. Financing is subject to credit approval by third-party lending partners.

5. Waitlist

By joining the waitlist, you agree to be contacted by Lano at the email address or phone number you provide regarding the launch of our services. You may unsubscribe at any time by emailing [email protected].

6. Intellectual property

All content on this Site, including text, graphics, logos, and code, is the property of Lano and may not be reproduced or used without our prior written consent.

7. Limitation of liability

To the fullest extent permitted by law, Lano shall not be liable for any indirect, incidental, or consequential damages arising from your use of or inability to use the Site. The Site is provided "as is" without warranty of any kind.

8. Governing law

These terms are governed by the laws of the State of Delaware, without regard to its conflict of law provisions.

9. Changes to these terms

We may update these terms at any time. The effective date above will reflect the most recent revision. Continued use of the Site constitutes acceptance of any changes.

10. Contact

Questions about these terms? Email us at [email protected].